Flexible Financing
That Fits Your Business
Access the funding and guidance you need, when you need it.
Looking for the right financing option?
We are here to guide you
Personalized business loans, backed by local insight
Our one-on-one consultations keep the process straightforward, so you can focus on what matters most: your business.
When you are ready, your application is reviewed by our local board of professionals who understand the community and your unique needs.
We will work with you to find the right solution that is transparent, tailored, and designed to help your business succeed.
Financing at a glance
Inventory Loan
INTEREST
As low as Prime + 2%
Repayment period
Up to 18 months
FUNDING
Up to $10,000
Micro Loan
INTEREST
As low as Prime + 2%
Repayment period
Up to 48 months
FUNDING
Up to $20,000
Expansion Loan
INTEREST
As low as Prime + 2%
Repayment period
Up to 120 months
FUNDING
Up to $300,000
Not-for-profit organizations are eligible to receive interest rates as low as Prime. Contact us today to learn more.
Climate Change and Environmental Fund
Have a project that reduces carbon emissions or waste? Click here to learn more about our Climate Change and Environmental Fund and to see if you are eligible for a loan at Prime.
Your Stress-Free
Path to Funding
Try our loan calculator
Monthly Payment:
$0
Does this work within your budget?
Connect with our Loan Manager, Braden, to discuss next steps.
Apply now for a loan or contact our Loan Manager, Braden Clark, to book a meeting and get started.
Click here to apply Now
Talk to Braden to get started!
Hey there, I’m Braden! I provide free, one-on-one business consultations. Together, we’ll find the best solution for you and your business. No pressure to apply for financing, just friendly guidance to help you succeed.
I’m excited to chat and help your business grow!
About me
Braden’s background includes over 20 years in sales, operations, project management, entrepreneurial coaching, and financial lending. He takes care of the loan portfolio, ensuring smart investments and effective risk management.
Outside of work, he enjoys life on a small hobby farm and volunteering in the Asphodel-Norwood community.
Frequently asked questions
We offer various loan options:
• Inventory Loans up to $10,000
• Micro Loans up to $20,000
• Expansion Loans up to $300,000
• Need more than $300,000? We can collaborate with other institutions to meet your needs.
There are two grant programs for new businesses offered through our Business Advisory Centre, Starter Company Plus and Summer Company.
You can also explore grant options at the Government of Canada’s website. Other resources are the Government of Canada’s Business Benefits Finder website and the Ontario Business Grants website for comprehensive listings of all available supports including grants, funding, tax credits, etc.
Be sure to sign up for our newsletter or follow us on social to stay up to date as new programs are released.
Share your story, passion, and cash flow document with us. We’ll help you determine the next steps.
We offer competitive interest rates to help your business succeed. See above.
Yes, we support startups and their growth.
Bad credit does not automatically disqualify you from applying. We encourage all small business owners to contact us and learn more about eligibility.
* Business Loans Appeals Process
We are here to support you every step of the way.
If your loan decision did not go as hoped, you have the option to appeal. Simply send us a written request to meet. Our Executive Director and a Board member will contact you to arrange a conversation and review any additional details you would like to share.
After our discussion, we will carefully review your application and follow up with a final decision within 10 business days.
