two women wearing aprons

Flexible financing solutions for entrepreneurs

We understand that there are ongoing challenges associated with starting, running or expanding a business. Our attentive team is here to answer your questions.

Meet with a team member to talk about options
Your Vision, Our Support
two women in flower shop

Business Loans

We offer various financing options based on your individual needs. Our complimentary consultations provide guidance during critical business decisions associated with your business finances.

Applications are vetted by a committee of local business professionals who are also members of our Board of Directors. Their diverse backgrounds mean they consider all areas of support required to help your business succeed.

Financial Solutions

  • Inventory Loans up to $10,000
  • Micro Loans up to $20,000
  • Expansion Loans up to $300,000
  • Need more than $300,000? We can collaborate with other institutions to get you what you need.

Financing at a glance

It’s our mission to generate and assist in the creation of sustainable employment opportunities in the City and County of Peterborough by supporting small business through flexible financing and business services.

Inventory Loan

Need some working capital to purchase inventory for a special project or upcoming season?

Interest Rate

As low as Prime + 2%

Repayment Period

Up to 18 months

Loan Amount

Up to $10,000

Micro Loan

Looking to replace some outdated equipment to increase sales or reduce operational costs?

Interest Rate

As low as Prime + 2%

Repayment Period

Up to 48 months

Loan Amount

Up to $20,000

Expansion Loan

Larger loan amounts can be used for business acquisition or expansion

Interest Rate

As low as Prime + 2%

Repayment Period

Up to 120 months

Loan Amount

Up to $300,000

Our application process is easy as 1-2-3

To us, you are more than a business plan. Your passion and desire to succeed are considered an asset. Our team is here to work with you and offer answers to your questions every step of the way and get you the funding you need as quickly as possible.

two women sitting across from each other

Step 1

Connect with an advisor to discuss your project so that we may begin to understand your needs.
Legal document

Step 2

Complete the application form and submit all supplemental information to us to move your file forward.
group reviewing document

Step 3

Your application is presented to our Loan Committee for review and a decision is made.

Flexibility for your cash flow

Try our loan calculator to understand how much you can borrow that works within your budget.

Talk to an advisor to get started

We offer confidential one-on-one business consultations at no cost. Working together, we will find the solution that best fits you and your business. And of course, there is no obligation to apply for financing from us – we want to ensure you find the best program for your needs.


Braden Clark

Business & Loans Manager

Braden brings over 15 years experience in retail sales & operations project management as well as entrepreneur coaching to the loans team.  He is accountable for managing the loan portfolio, both recommending investments and managing risk.

Braden lives on a small hobby farm and in his spare time enjoys volunteering in his community of Asphodel-Norwood.

Tel • 705-745-5434 ext. 2

Email •