Small Business Loans

Community Futures Peterborough is a federally funded economic development agency providing flexible financing & support to small business. Community Futures Peterborough has invested more than $28,000,000 helping 700+ small businesses create or maintain 3300+ jobs since 1985.

You can set up an appointment to discuss your financing requirements – there is no obligation to apply for a loan and our small business consultation services are free of charge.


To be considered for a loan from Community Futures, you must: 

  • be planning to locate, start or expand business operations in the City or County of Peterborough

Loan Application Process

Complete applications along with an original signature must be received by the application deadline.  

If you have any questions regarding the nature of the information we require to consider your small business loan request, please contact Ryan Plumpton, our Business & Loans Officer. 

Your application will be reviewed by Ryan. He will contact you to set up a meeting to go over your requirements and discuss the different financing products we offer.

Community Futures often works in partnership with other lenders – from commercial banks, credit unions and the BDC. The BDC has put together a helpful guide on preparing your loan application. Read the guide here.

Application Deadline:

Loan application review is ongoing, please contact Ryan for more details. 

Loan Administration Fees:

Effective Date: April 1, 2016

  • Application Fee: $0
  • Administration Fee: 1% 
  • Appraisal Fee – Residential Properties: $400
  • Appraisal Fee – Commercial Properties: Applicant to Pay Direct

Download Loan Application Forms Here:

Small Business Loan Application Form



Small Business Loans

Community Futures provides qualified borrowers loans up to $250,000.

Applications are reviewed by our Board of Directors twice per month. Loan decisions are made locally, usually at these meetings.

Maximum Loan Amount: $250,000

Deadline: Continuous Intake

Micro Loan

Community Futures Peterborough offers short term loans with a quick turn-around time, we are ready to help your small business with financing of up to $10,000.

Maximum Loan Amount: $10,000
Deadline: Continuous intake and decision made within 5 business days.